People often don’t like to think about life insurance, but getting the right cover to balance out any debt and assets is the cornerstone of basic insurance.

In our many years in the insurance industry, we have personal experience of the difference that a policy we sold has made to the lives of those left behind.

This is the backbone that our insurance business was built on.

What would happen if you couldn’t work due to injury or illness? How would you pay your mortgage or your bills? Income protection takes away that worry by ensuring you have an income if you’re not able to work.

If you are faced with total and permanent disability, there are added medical and living expenses, as well as dramatic lifestyle changes. Total and permanent disablement insurance (also called TPD Insurance) will allow for a payout in those circumstances to support your future care needs.